Nidhi Company Registration — Rietway Consultants

What is included

Company incorporation

Nidhi Company must first be incorporated as a Public Limited Company with minimum 7 members and 3 directors.

MOA and AOA drafting

Specially drafted for Nidhi purpose — savings and lending among members only. No external borrowing or lending.

SPICe+ filing

Complete MCA filing with required declarations and Nidhi-specific clauses. CIN, PAN and TAN allotment.

NDH-4 application

Application for Nidhi Company declaration after meeting threshold of 200 members and ₹10 lakh net owned funds within one year.

Eligibility requirements

Minimum 7 members at incorporation

Minimum 3 directors

Minimum paid-up capital of ₹10 lakh

Must achieve 200 members within 1 year

Net owned funds must reach ₹10 lakh within 1 year

Net owned funds to deposits ratio must be 1:20

Frequently asked questions

Can a Nidhi Company lend to non-members?

No. A Nidhi Company can only accept deposits from and lend to its own members. Lending to non-members is prohibited and violates the Nidhi Rules 2014.

Is RBI approval required for a Nidhi Company?

No. Nidhi Companies are exempted from most RBI regulations. They are regulated by MCA under Section 406 of the Companies Act 2013 and the Nidhi Rules 2014.

What are the annual compliance requirements?

Nidhi Companies must file NDH-1 (list of members), NDH-2 (extension if 200 members not achieved), NDH-3 (half-yearly returns), MGT-7, AOC-4 and annual audit.

Starting from

^₹12,999

Government fees included. Stamp duty as per state.

Public Ltd incorporation

Nidhi-specific MOA and AOA

DSC for all directors

SPICe+ filing

CIN, PAN and TAN

NDH-4 guidance

Incorporation in 15–20 working days

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